Elite Living Lending

Loan Program · N° 03

VA Loans

Earned benefits, honored fully.

Zero down payment options and competitive rates for active-duty service members, veterans, and qualifying spouses.

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Available to eligible veterans, active-duty members, and surviving spouses.

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No private mortgage insurance, ever.

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Reusable benefit — your entitlement can be restored for future purchases.

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We handle the Certificate of Eligibility on your behalf.

$0 down

Finance up to 100% of the purchase price with no down payment.

No monthly PMI

VA loans never carry private mortgage insurance.

Competitive rates

Government backing means some of the strongest rates available.

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Common Questions

VA FAQs

Do I really pay $0 down?

For most eligible veterans and service members, yes — VA loans allow up to 100% financing with no down payment and no monthly mortgage insurance.

How do I prove eligibility?

Through a Certificate of Eligibility. We request it on your behalf, so you don’t have to navigate the paperwork alone.

Can I use my VA benefit more than once?

Yes. Your entitlement can be restored and reused for future purchases — it’s a benefit that keeps giving.

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